JWT Basics — Structure and Encoding

A JWT is three base64url-encoded segments joined by dots: header.payload.signature. Each segment is a JSON object (the signature is binary). Compact, URL-safe, self-describing — but not encrypted.

The anatomy

eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjMiLCJuYW1lIjoiQWxpY2UiLCJleHAiOjE3MTYzMjAwMDB9.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c
└──────── header ──────────┘ └────────────── payload ──────────────┘ └────────── signature ──────────┘

Decode the first two segments at jwt.io — they’re plain JSON. The payload is not secret. Anyone with the token reads everything inside.

Header

{ "alg": "HS256", "typ": "JWT", "kid": "abc123" }

Payload (claims)

{
  "sub": "user_42",
  "name": "Alice",
  "iat": 1716316400,
  "exp": 1716320000,
  "aud": "myapp",
  "iss": "https://auth.example.com"
}

Whatever JSON object you want. Standard claims (registered: sub, iat, exp, aud, iss, nbf, jti) plus your own. See JWT Claims.

Signature

HMACSHA256(
  base64url(header) + "." + base64url(payload),
  secret
)

For HS256 (symmetric). For RS256 (asymmetric), it’s RSA-PKCS1-v1_5 with SHA-256 using the private key; verified with the public key.

Critical: the signature signs header + "." + payload. It guarantees:

• Whoever signed had the secret/private key.
• Neither header nor payload was modified after signing.

It does NOT guarantee:

• The content is private (it’s base64-encoded, not encrypted).
• The token hasn’t been stolen.
• The user is still allowed to do whatever (auth state may have changed since issuance).

Base64url — not regular base64

Regular base64: + / =
Base64url:      - _ (no padding)

URL-safe variant: + and / (which conflict with URLs) become - and _. No padding = characters (they’re optional). Same data, friendlier encoding.

A complete example in Python

import jwt
import datetime

# Encode
secret = "supersecretkey"
token = jwt.encode(
    {
        "sub": "user_42",
        "name": "Alice",
        "iat": datetime.datetime.now(datetime.timezone.utc),
        "exp": datetime.datetime.now(datetime.timezone.utc) + datetime.timedelta(hours=1),
    },
    secret,
    algorithm="HS256",
)
print(token)
# eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9...

# Decode
payload = jwt.decode(token, secret, algorithms=["HS256"])
print(payload)
# {'sub': 'user_42', 'name': 'Alice', 'iat': ..., 'exp': ...}

Always pass algorithms=[...] — never rely on the token’s own alg field. See JWT Signing Algorithms.

How JWT is used (typical flow)

1. Client logs in:        POST /login {user, pass}
2. Server validates:      DB lookup, password check
3. Server issues JWT:     signs {sub, exp, ...} → returns token
4. Client stores token:   cookie / memory / secure storage
5. Client sends token:    Authorization: Bearer <token> on every request
6. Server verifies:       check signature, check exp, extract sub → know who the user is
7. Server authorizes:     decide if sub can do the requested operation

Step 6 is local — no DB lookup needed to validate the signature. That’s the JWT pitch: stateless servers, horizontal scaling.

See JWT vs Session-Based Auth for the comparison.

Where the token lives

Modern web app recommendation: refresh token in HttpOnly Secure cookie, access token in memory. See Access and Refresh Tokens.

What JWT does well

• Stateless backends: any replica can verify without a DB lookup.
• Microservices: pass the JWT downstream; each service verifies independently.
• Federated identity: SSO (OIDC ID tokens are JWTs).
• Self-contained claims: roles / tenant / scopes travel with the token.

What JWT doesn’t do well

• Revocation: stateless = can’t easily kick someone out before exp. Workarounds (blocklist, short tokens) lose statelessness.
• Privacy: claims are readable. PII leaks.
• Long-lived sessions: long-expiry JWT = long exposure window after theft.
• Mid-session permission changes: token still has old roles until expiry.

For these cases, server-side sessions (opaque session ID + Redis) often beat JWT. See JWT vs Session-Based Auth.

Common pitfalls (preview)

• alg: none attack — token claims no signature; library accepts.
• Algorithm confusion (RS256 ↔ HS256).
• Missing aud / iss validation.
• PII in payload.
• No expiry (exp) or excessive lifetime.
• Storing in localStorage with cookie auth.

Full coverage: JWT pitfalls.

Common interview confusions

• “JWTs are encrypted.” — signed, not encrypted. Anyone can read the payload. Use JWE if you need encryption. See The JOSE Family — JWS, JWE, JWK, JWA, JWT.
• “JWTs are inherently more secure than sessions.” — they’re stateless, which is a different property. Sessions with Redis can be equally secure and easier to revoke.
• “JWTs solve all auth problems.” — they solve stateless auth specifically. They make revocation, mid-session updates, and privacy harder.